Customers make deposits for a minimum of two months.
Build a guarantee fund of 20% of amount being borrowed.
Security required for a Susu loan is a personal guarantor and a guarantee fund which would be created from the applicants susu account.
Repayment of loans is made through a flexible package covering between six to twelve months. Repayments are mobilized/collected by the Bank's Mobile Bankers on a daily basis.
Loan amounts are between Ghc400.00 - Ghc9000.00